Which items do credit card and lending companies use to determine whether to lend you money or not?

Credit card and lending companies typically use several key factors to determine whether to lend you money. These factors help assess your creditworthiness and ability to repay the loan. Here are the main items they consider:

1. Credit Score: This is a numerical representation of your creditwor Knowee AI is a powerful AI-powered study tool designed to help you to solve study problem.