Which part of a financial-aid package needs to be repaid?Group of answer choicesfederally guaranteed loanswork-study programsPell grantsAll of these choices

To determine which part of a financial-aid package needs to be repaid, we can analyze each option provided.

1. Federally Guaranteed Loans: These are loans provided to students that must be repaid after graduation. They generally have lower interest rates and favorable terms compared to private loans.

2. Work-Study Programs: This is a financial aid program that allows students to work part-time while attending school to help pay for educational expenses. Since this is earned income, it does not need to be repaid.

3. Pell Grants: Pell Grants are a form of need-based financial aid awarded to low-income undergraduate students. Unlike loans, they do not need to be repaid, provided the student meets the academic requirements.

4. All of These Choices: This option suggests that every choice given requires repayment.

Conclusion

Only federally guaranteed loans from the options listed need to be repaid. Therefore, the correct answer is federally guaranteed loans.