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A stop-payment order is a request that a bank or other financial institution not cash a particular check. True False

Question

A stop-payment order is a request that a bank or other financial institution not cash a particular check.

  • True
  • False
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Solution

Evaluation of Statement

  1. Understanding the Terms: A stop-payment order is indeed a directive given by a bank customer to prevent the bank from processing a specific check. This can occur when the customer believes the check was issued in error, lost, stolen, or in cases of fraud.

  2. Functionality: When a stop-payment order is placed, the bank will not honor that particular check if it is presented for payment. This protection allows the account holder to safeguard against unauthorized transactions.

  3. Conclusion: Given the definition and functioning of a stop-payment order, the statement provided is accurate.

Final Answer

True

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