Holding of wealth by a consumer in the form of wealth such as land, gold etc., with an expectation that its value will rise in the future is called

The holding of wealth by a consumer in the form of assets such as land, gold, or other valuables, with the expectation that their value will appreciate over time, is referred to as speculative investment or capital appreciation. This practice assumes that the assets will not only retain their value but will also increase in worth due to various factors like market demand, scarcity, or economic conditions. Investors engage in this strategy in hopes of generating higher returns compared to traditional savings or low-risk investments. This concept is a fundamental principle in economics and finance, demonstrating the interactions between consumers' expectations, market behavior, and asset valuation over time.