Lying to collect a debt is a violation of the:A.Truth in Lending Act.B.Equal Credit Opportunity Act.C.Fair Credit Reporting Act.D.Fair Debt Collection Act.

To determine which act is violated by lying to collect a debt, let's break down the options:

1. Truth in Lending Act

This Act requires clear disclosure of the terms of lending and the costs involved. It primarily deals with the transparency of lending practices rather than the actions of debt collectors.

2. Equal Credit Opportunity Act

This Act prohibits discrimination in credit transactions based on race, color, religion, national origin, sex, marital status, or age. It does not specifically address the issue of dishonesty or misrepresentation in debt collection.

3. Fair Credit Reporting Act

This Act regulates the collection, dissemination, and use of consumer credit information. It does not directly address the conduct of debt collectors.

4. Fair Debt Collection Act

This Act specifically addresses the behavior of debt collectors and prohibits various deceptive practices, including lying or using false representations to collect a debt.

Conclusion

Given the above analysis, the appropriate act that is violated by lying to collect a debt is:

D. Fair Debt Collection Act.

This Act is designed to protect consumers from unfair, deceptive, and abusive practices by debt collectors.