What are the theories about students financial problem?
Research Question
Academic Insights
Theories about students' financial problems highlight the significant impact of socioeconomic challenges on academic performance and the necessity of support structures to mitigate these issues.
Key Insights
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Social Capital Theory and Social Justice Framework:
- Social capital theory helps understand students' experiences and coping mechanisms regarding financial difficulties .
- Social justice framework focuses on policy and institutional efforts to eliminate financial problems faced by disadvantaged students .
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Impact of Financial Problems:
- Financial difficulties adversely affect students' ability to cope with academic demands, pay fees, and access basic needs .
- Economic problems are a significant cause of student dropout, alongside personal and academic challenges .
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Financial Literacy and Social Environment:
- Financial literacy and the social environment significantly influence students' financial behavior and decision-making .
- Parental financial socialization and financial literacy are crucial in shaping students' financial behavior, with variations observed between different cultural contexts .
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COVID-19 Pandemic:
- The pandemic exacerbated financial well-being issues, affecting students' needs satisfaction and college persistence .
- Campus closures impacted financial aid practices and the sense of belonging among students and staff .
Conclusion
Theories on students' financial problems emphasize the critical role of social capital, financial literacy, and institutional support in addressing the adverse effects of financial difficulties on academic performance and retention. Effective strategies must consider the diverse socioeconomic backgrounds and cultural contexts of students to enhance their financial well-being and academic success.
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Related Questions
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- What solutions exist for student financial difficulties?
- What role do scholarships play in alleviating financial problems?
- How do student loans impact financial stability?
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