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Impact of lack of financial support on academic performance of students? 

Research Question

Impact of lack of financial support on academic performance of students? 
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Academic Insights

The lack of financial support significantly impacts students' academic performance by exacerbating various forms of deprivation, leading to lower GPA, delayed graduation, and increased psychological stress.

Key Insights

  • Multidimensional Poverty and Deprivation:

    • Financial deprivation is often accompanied by other forms of deprivation such as lack of basic needs, resources, and psychological wellbeing, which collectively affect students' success and wellbeing .
    • Addressing only financial needs is insufficient; universities should also implement measures to mitigate other deprivations through mentorship programs and psychological support .
  • Impact on Academic Performance:

    • Students from low-income backgrounds, particularly Hispanic first-generation students, tend to have lower GPAs and take fewer units per semester, which can delay graduation and increase debt .
    • Financial aid programs, while improving access to higher education, often remain inaccessible to the most financially needy due to complex application procedures and other barriers .
  • Psychological and Social Impacts:

    • Financial stress can lead to psychological issues such as stress, shame, stigma, and loss of dignity, which further hinder academic performance .
    • The complexity and uncertainty of financial aid systems can lower students' educational aspirations and expectations, affecting their long-term academic goals .

Conclusion

The lack of financial support has a profound and multifaceted impact on students' academic performance, necessitating comprehensive support systems that address both financial and non-financial forms of deprivation to enhance student success and wellbeing.

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