Who takes most of the credit for Miss Havisham's generosity? Who takes the money?

The question seems to be referring to characters from Charles Dickens' novel "Great Expectations".

1. Who takes most of the credit for Miss Havisham's generosity? In the novel, Pip is the one who initially believes that Miss Havisham is his benefactor and is responsible for his 'great expectations'. Therefore, he gives her most of the credit for the generosity he is receiving. However, it is later revealed that his actual benefactor is Abel Magwitch, a convict whom Pip had helped in his childhood.

2. Who takes the money? The money, which Pip believes is from Miss Havisham, is actually provided by Abel Magwitch. Pip uses this money for his education and to elevate his status in society. So, in essence, Pip is the one who takes the money.